Kotax insurance blog

All-risk insurance: The ultimate protection for historic properties and the difference to “normal” buildings insurance

The preservation and protection of palaces, castles and historic buildings requires careful planning, comprehensive security measures and a reliable insurance solution. Historic buildings often not only represent a high cultural and architectural value, but are also valuable possessions that are exposed to various everyday risks. To protect owners from the potential dangers that come with […]

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Security at home: coverage problems and solutions for valuables

The correct storage of valuables should play an important role for every policyholder. Many people keep cash, jewelry or watches in seemingly secure hiding places, but potential coverage problems and risks are often overlooked or disregarded. This blog post takes a closer look at the potential challenges we face every day when it comes to

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The importance of monument protection cover for the lawful restoration and repair of historic buildings

Listed buildings are not only valuable cultural treasures, but also witnesses to past eras and architectural styles. Their unique historical and architectural value makes them an important part of our cultural heritage. However, these buildings are also susceptible to damage due to environmental influences, wear and tear or unforeseen events. In such cases, appropriate insurance

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Deductibles in insurance policies: What advantages do they offer?

Deductibles are an important component of insurance policies and influence both the premium amount and the claims coverage. A higher deductible generally leads to lower insurance premiums, as the policyholder assumes a larger share of the risk. But what role do deductibles really play and why do they make sense? I. The basic idea of

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